Stay Profitable, Compliant, and Cash-Flow Confident
Running a hospitality or retail business isn’t for the faint-hearted. Margins are tight. Costs keep rising. And there’s always a new tax, rate, or compliance rule to navigate. You’re juggling stock, staff, suppliers, and somehow, you’re also meant to have perfect books and a tax strategy?
At Monarc, we specialise in helping hospitality and retail businesses, like yours, stay financially strong, tax-efficient, and fully compliant without drowning in admin.
Leading With Experience…
From boutique hotels to busy cafés, fine-dining restaurants to high street fashion stores, we get how fast-paced and unpredictable your industry can be.
We help businesses like yours:
- Get control of cash flow and plan for seasonal dips
- Reclaim eligible VAT (yes, including on hotel stays and refurbishments!)
- Stay compliant with HMRC payroll, VAT, and tax filings
- Make sense of VAT margin schemes and flat rate options
- Prepare for audits or funding applications
- Keep up with industry-specific rules like Tronc systems, capital allowances, and tip reporting
You didn’t start your business to become a tax expert. Let us be your financial back office, so you can focus on delighting your customers.
Retail & Hospitality Bookkeeping Done Right
We don’t do ‘catch-up bookkeeping.’ We do real-time clarity that helps you make better decisions, faster.
Our systems track your sales, costs, and VAT, so you can stop guessing and start leading.
- Cloud-based accounting tools like Xero or QuickBooks
- Direct integrations with your POS systems
- Regular management reports tailored to your business
- Reconciliation of tips, service charges, and supplier payments
- Full visibility on margins, performance, and cash runway
No more spreadsheets. No more surprises.
VAT Can Make or Break You, We’ll Keep You in the Clear
Hospitality and retail VAT is notoriously complex.
From multiple rates and flat rate schemes to VAT on food, accommodation, and takeaway services, it’s easy to overpay or under-report without even realising.
We’ll help you:
- Pick the right VAT scheme for your business
- Reclaim VAT on business-related expenses
- Prepare and file MTD-compliant VAT returns
- Avoid penalties and spot opportunities to save
- Understand VAT rules on imports, exports, and intra-UK movement of goods
With Monarc, VAT becomes an opportunity, not a risk.
Payroll, Pensions, and People – Simplified
Hiring and paying staff in the hospitality and retail space is a beast on its own.
We help you:
- Run accurate payroll that keeps staff and HMRC happy
- Handle auto-enrolment pensions
- Stay compliant with holiday pay rules, overtime, and zero-hour contracts
- Report staff tips, gratuities, and tronc schemes properly
- Plan for seasonal hiring and contract work
We’re the silent engine keeping your team running smoothly, while you lead from the front.
Year-End Accounting & Tax Planning for Business Owners
When tax season comes, you don’t want just compliance, you want smart planning.
We help retail and hospitality owners:
- Reduce their tax liabilities
- Plan for investment or expansion
- Structure their business tax-efficiently
- Prepare for business exit or succession
- Maximise reliefs like Annual Investment Allowance (AIA) and R&D Tax Credits
We’re not just here for the numbers. We’re here to help you build a better business.
Let’s Make the Numbers Work for You
At Monarc, we believe you shouldn’t have to choose between running your business and keeping your finances in order. You can have both.
