Smart Tax Advice. Clear Compliance. More Peace of Mind
Whether you own one buy-to-let or a growing property portfolio, one thing is clear; Property tax is more complicated than ever. And getting it wrong can be expensive, not just in pounds, but in peace of mind.
At Monarc, we specialise in helping UK-based and non-resident property owners stay on top of their taxes, structure their investments wisely, and make the most of every relief available.
Non-Resident Landlords, We've Got You Covered
If you live abroad but earn rental income from UK property, your tax obligations don’t pause when you cross borders.
We’ll help you:
- Register under the Non-Resident Landlord (NRL) Scheme
- Calculate and submit your UK Self-Assessment tax returns
- Reclaim tax withheld by letting agents (if applicable)
- Understand your exposure to Capital Gains Tax (CGT) when selling
- Plan efficiently for Inheritance Tax (IHT) and wealth succession
- Structure your ownership (personal, company, trust) tax-efficiently.
We understand the cross-border complexities and stay ahead of HMRC rule changes, so you don’t have to.
Buy-to-Let and Property Portfolio Owners
As your portfolio grows, so does the paperwork, and the pressure to get things right.
We support UK landlords with:
- Year-round bookkeeping and accounting for rental income
- Accurate Self-Assessment and Corporation Tax filings
- Navigating Section 24 (the mortgage interest relief restriction)
- Deciding between personal vs limited company ownership
- Capital allowance claims for furnished holiday lets (FHLs)
- Clear record-keeping for NRGCT filings, VAT (if applicable), and more
No guesswork. No scrambling at year-end. Just smart, clear accounting and a real strategy behind the numbers.
Selling Property? We’ll Handle the Tax Side
Whether it’s a one-off sale or part of a planned exit, we’ll help you:
- Report and pay Capital Gains Tax (CGT) correctly and on time
- Calculate your gain, taking into account PPR relief, lettings relief, and allowable costs
- Understand the tax differences between residential, commercial, and mixed-use property
- Plan the timing of the sale for maximum efficiency
We’ll help you keep more of your gains and avoid painful surprises from HMRC.
Structuring Your Property Business the Right Way
Own multiple properties? Then it’s time to start thinking like a property business, and structure like one too.
We’ll guide you through:
- Whether a Limited Company is the right vehicle for your portfolio
- Tax implications of moving properties into a company (inc. Stamp Duty)
- Using family trusts for estate and tax planning
- Group structures for developers and large-scale investors
- VAT and CIS (Construction Industry Scheme) registration (if applicable)
Every investor is different. That’s why we tailor the structure to your long-term goals, not someone else’s.
Ready To Get Strategic With Your Property Finances?
You’ve worked hard to build your property wealth. Now let’s make sure it’s protected, tax-efficient, and set up for the long haul.
